2019 *NEW* Ruark annuity industry studies

In response to client demand, we would like begin the process of gathering policyholder behavior and mortality data for products beyond VA and FIA, as follows:

  • Post-annuitization deferred annuity mortality, including GMIBs and GLWBs in the payout phase.
  • Immediate annuity mortality.
  • Structured settlement annuity mortality.
  • Fixed deferred annuity surrenders, income utilization, and mortality.
  • Structured/indexed variable annuity surrenders, income utilization, and mortality.

If you have not already received the data request templates, please contact us. We request your data submissions by March 31, 2019. Pending your data submissions and purchase commitments, we will circle back with you to let you know what studies we can proceed with and when.

We look forward to broadening our relationship with you through these additional studies and corresponding behavioral modeling. Please contact Tim (timothyparis@ruark.co) or any of us at Ruark with any questions.


So many presentations in the last few months...

Actuaries' Club of Hartford & Springfield meeting
Equity-Based Insurance Guarantees Conference
SOA Annual Meeting
Valuation Actuary Symposium

Thanks to all of these organizations, and I appreciated the attendee questions and discussions. Each presentation was at least a little different, but this one from the ACHS meeting is representative of the type of insights that our industry experience studies give to our clients, and how we demonstrate the value of our work + industry data in developing customized behavioral models that help insurance companies better manage policyholder behavior and mortality/longevity risks for annuities.